CardSavvy

Loyalty membership programs are becoming more popular in India. I believe this is because Indians are comfortable with a debit card than the credit cards. Usually, credit cards have loyalty programs well established when the volume is high. India had 36.2M credit cards, 846.7M debit cards in January 2018. This clearly shows that Indians love debit cards over credit cards. About TimesPrime TimePrime is a comprehensive membership program from Times Internet Limited (TIL). Times Internet is also India’s largest digital products company. Times Internet Limited Digital Products in India Background: Times also has TimePoints another loyalty program that has a co-branded credit card with HDFC, though I’m not sure how successful it is. Membership fee The membership fee is 999 INR per year and the membership is available only to Indians. There is also a 30 day free trial for everyone. All you need is an active Indian mobile number and email address. Bonus offers If you are an active ET Money m...

The best way to use the credit card is to take advantage of interest-free credit days, accumulate reward points, review your spending from the statement, pay on time and full outstanding. Using a credit card is discipline, loyalty, and power. Spending money is always the fun part and paying it back is the most boring. What if the bill paying is also fun and rewarding. Yes, you can get reward points even for paying your credit card bills. What is CRED app? CRED is a members-only app which rewards you with exclusive rewards for paying your credit card bill. The most rewarding credit card payment app ever in India. You can download the app and apply to be a member. https://www.cred.club/ CRED background It’s founded by Kunal Shah, founder of freecharge which was also a loyalty reward platform for bill payments. CRED had secured $30M in funding and has a 50+ strong team.