CardSavvy

For middle-class people, the credit card is a best friend if used wisely. how to save using a credit card Until a year ago I was rarely using my HDFC credit card, I never know the difference between VISA and MasterCard. I was least bothered about which credit card I was holding and what is the terms and conditions in it. The reason for not paying attention was that my father once cut his credit card into pieces. I didn’t even ask him why did he do so but I cultivated a habit of never being loaned. All my transactions were on my Digibank by DBS debit card, not even on my savings account debit card. I had my company’s current account with IndusInd Bank because they offered a zero balance current account for the private limited company. I don’t even remember how I ended up coming to know about IndusInd bank then, but I wish to thank whoever introduced me to IndusInd Bank now. The relationship manager was nudging me to get a credit card. I said to him I already have an HDFC Regalia credit...